About Us
Why we built this
Buying a home in Canada is stressful enough without getting hit by a massive, unexpected tax bill right before closing. Most people obsess over their down payment and mortgage rate, but often forget about Land Transfer Tax (LTT) until their lawyer hands them the final statement of adjustments.
We realized that many of the existing calculators online were either incredibly outdated, hid their results behind lead-generation forms for realtors, or failed to properly account for complex "double tax" situations.
For example, buyers in Toronto are subject to both a provincial and a municipal land transfer tax. Meanwhile, first-time homebuyers in provinces like British Columbia or Ontario are eligible for massive, thousands-of-dollars rebates that can completely change their closing math.
We built this tool to give Canadians complete transparency into their closing costs. No lead forms, no hidden fees—just instant, mathematically perfect tax calculations for every province and major municipality in the country.
The N01 Labs Difference
The Canadian Land Transfer Tax Calculator is a proud product of N01 Labs, an independent software development company based right here in Toronto, Canada.
N01 Labs operates a little differently than traditional tech companies. We are a micro-studio driven by a single human founder working in close collaboration with advanced AI models. This unique human-AI partnership allows us to write highly optimized code, design intuitive user interfaces, and deploy premium web applications faster and more efficiently than ever before.
Our Promise
- Accuracy: We use the exact provincial tier systems, correctly apply municipal taxes for Toronto, Montreal, and Halifax, and calculate maximum allowable First-Time Homebuyer rebates.
- Privacy: We don't save your financial numbers, we don't ask for your email to see your results, and we don't sell your data to real estate agents.
- Speed: Built on modern web technologies, our calculator does the heavy lifting instantly right in your browser.
Get in Touch
Whether you have a feature request, spotted a bug, or just want to say hello, we read every single message.
Email us at: contact@n01labs.com